Stripe Fee Calculator
Calculate Stripe payment processing fees for your invoices. Know exactly how much you'll receive after fees.
Stripe Fee Structure
Standard Fees
- • Online payments: 2.9% + $0.30 per transaction
- • In-person payments: 2.7% + $0.05 per transaction
- • International cards: Additional 1% fee applies
How Stripe Fees Work
Stripe charges a percentage-based fee plus a fixed fee for each transaction. The fee structure varies depending on whether the payment is processed online or in-person, and whether it's a domestic or international card.
For online payments, Stripe charges 2.9% of the transaction amount plus $0.30. For in-person payments using Stripe Terminal, the fee is 2.7% plus $0.05. International cards incur an additional 1% fee.
Tips for Minimizing Stripe Fees
- • Use Stripe Terminal for in-person payments to get lower rates
- • Consider passing processing fees to customers (where legally allowed)
- • Batch multiple small transactions when possible
- • Use Stripe's volume discounts if you process high transaction volumes
Stripe vs Other Payment Processors
Stripe's fees are competitive with other payment processors like PayPal and Square. The main advantage of Stripe is its developer-friendly API and extensive integration options. For businesses that need custom payment flows or want to integrate payments directly into their invoicing system, Stripe is often the best choice.
Use this calculator to compare Stripe fees with other payment processors and determine which option works best for your business.